Bad Credit Car Financing in Nanuet

It’s a question we receive a lot here at DCH Honda of Nanuet: “Can I get a car loan with bad credit?” Our financing team is here to provide you with the options you need to drive off our Nanuet lot with the vehicle of your dreams–whatever your credit history might be. We have years of experience in the auto loan industry, and we believe that every driver in Suffern, New City, and beyond should have access to the right vehicle for their needs and budget. Let’s take a look at the factors lenders take into consideration when you apply for bad credit car financing, as well as some tips for getting approved.

What Factors Affect Bad Credit Financing?

Lenders take a number of factors into account when determining an applicant’s eligibility for bad credit car financing. After you find the new vehicle or used vehicle you want to buy, we’ll sit down with you and review the items that lenders typically look at to make their decisions about bad credit financing. The most common items include:

• The Honda that has piqued your interest
• The loan amount you would like to borrow
• Your ability to pay that amount back over time
• Your credit score
• Your financial history
• Your monthly income and expenses

How Can I Get a Car Loan with Bad Credit?

Here are some pointers on how to increase the chances of your application being approved:

• Determine your budget and stick to it. Be practical and realistic about what you can afford.
• Make a larger down payment, if you can.
• Check your credit report before applying, and clear up any errors that may be present.
• Compare rates from multiple lenders.

Apply for Bad Credit Financing Onsite or Online Now

Can I get a car loan with bad credit? We’ll do our best to make sure you do! Stop in today to check out our latest inventory and fill out a credit application. We’re just a short drive from Mahwah, NJ. You can also apply for financing online, right from the comfort of home. We look forward to going to work for you, ensuring you find the right bad credit car financing solutions for your budget.